I spent 3 months finding India’s best vehicle loans. Here’s what you need to know Author: Priya Sharma, Independent FinanceCheck in loan papers: Total interest rate (including all charges) ResearcherLast updated: November 1, 2024Rate verification date: October 25-28, 2024 Why choosing the right lender saves you ₹28,000 When you walk into a car showroom, you’re thinking about the car. But here’s what really matters: […]
Public Finance vs Private Finance: A Complete Guide to Understanding Financial Systems in India By Rajesh Kumar Menon, CFA, Former Senior Analyst and Financial Consultant to 80+ MSMEs across Karnataka and Maharashtra Author’s Note: Having spent seven years analyzing fiscal policies at RBI and subsequently advising small businesses on capital structuring, I’ve witnessed firsthand how
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Car loans for bad CIBIL score: Essential 2025 guide to financing with poor credit in India Author: Amit Verma, Certified Financial Planner (CFP)Credentials: I’ve spent 12 years in consumer lending and credit counseling. I worked as a credit risk analyst at ICICI Bank (2013-2018), where I specialized in subprime lending strategies and credit rehabilitation programs.
Why confusing mortgage loans with home loans could cost you ₹40 lakhs By Rajesh Kumar, Senior Commercial Lending Manager with 12 years of experience at HDFC Bank and ICICI Bank. Former underwriter at State Bank of India Commercial Banking and current financial consultant specializing in real estate financing. Here’s what I’ve learned from watching thousands
Aditya Birla Capital Personal Loan: Complete Guide (2025) Last Updated: December 2025 Editorial Team : One Touch Finance This guide provides factual, verified information about Aditya Birla Capital’s personal loan products based on publicly available data and official sources. Table of Contents About Aditya Birla Capital Loan Products Overview Interest Rates & Charges Eligibility Criteria
NBFC Home Loans: Comprehensive Guide to Alternative Housing Finance in India By Arjun Mehta, Housing Finance Analyst & Former HDFC Executive Non-Banking Financial Companies (NBFCs) have transformed India’s housing finance landscape, offering competitive rates starting from 7.45% p.a. and innovative solutions that traditional banks often cannot match. This comprehensive analysis examines the current NBFC ecosystem,
Image is generated by AI Understanding top-up loans in India: What you need to know in 2025 Editorial Team: One Touch Finance What the RBI says about top-up loans The 50% rule for your monthly payments Here’s what matters for you: the RBI now caps how much you can spend on all your monthly loan
Image generated by AI Loans for Pensioners in India: Complete Guide By Deepak Sharma, CFP® – Senior Credit Specialist, bringing 18+ years of retirement financing experience When Fixed Pensions Meet Rising Costs Rajesh Kumar, 68, never thought he’d need a loan in retirement. His ₹28,500 monthly pension seemed sufficient until his daughter’s wedding expenses hit
Aditya Birla Capital Business Loans: Simple Guide for Business Owners Image created by AI By Priya Sharma, Financial Services Reporter | 12 years covering business loans MUMBAI – Small business owners in India are finding new ways to get funding fast. Aditya Birla Capital Limited (ABCL) is one of the top companies helping businesses get
Bangalore’s Gold Loan Revolution: Tech Capital Embraces Ancient Asset for Modern Finance Images are generated by AI Analysis by Financial Services Expert Transparency Notice: This comprehensive analysis contains commercial information to help consumers make informed decisions. Readers should conduct independent verification and consult financial advisors before making borrowing decisions. Breaking: Record Growth Amid Regulatory Overhaul