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Public Finance vs Private Finance: A Complete Guide to Understanding Financial Systems in India By Rajesh Kumar Menon, CFA, Former Senior Analyst and Financial Consultant to 80+ MSMEs across Karnataka and Maharashtra Author’s Note: Having spent seven years analyzing fiscal policies at RBI and subsequently advising small businesses on capital structuring, I’ve witnessed firsthand how […]

Car loans for bad CIBIL score: Essential 2025 guide to financing with poor credit in India Author: Amit Verma, Certified Financial Planner (CFP)Credentials: I’ve spent 12 years in consumer lending and credit counseling. I worked as a credit risk analyst at ICICI Bank (2013-2018), where I specialized in subprime lending strategies and credit rehabilitation programs.

Why confusing mortgage loans with home loans could cost you ₹40 lakhs By Rajesh Kumar, Senior Commercial Lending Manager with 12 years of experience at HDFC Bank and ICICI Bank. Former underwriter at State Bank of India Commercial Banking and current financial consultant specializing in real estate financing. Here’s what I’ve learned from watching thousands

Aditya Birla Personal Loan Login: My Complete Expert Analysis & User Guide Author: Rajesh Kumar Sharma, CFP | Certified Financial Planner and member of Financial Planning Standards Board India Experience: 12+ years analyzing digital lending platforms  Conflict of Interest Disclosure: This review is completely independent and not sponsored by Aditya Birla Capital or any competing

NBFC Home Loans: Comprehensive Guide to Alternative Housing Finance in India By Arjun Mehta, Housing Finance Analyst & Former HDFC Executive Non-Banking Financial Companies (NBFCs) have transformed India’s housing finance landscape, offering competitive rates starting from 7.45% p.a. and innovative solutions that traditional banks often cannot match. This comprehensive analysis examines the current NBFC ecosystem,

Image is generated by AI Top-Up Loans: A Complete Guide to Additional Financing in India What Are Top-Up Loans and Why Do They Matter for Your Financial Strategy  Top-up loans represent one of India’s most underutilized financing options, allowing existing borrowers to access additional funds at competitive rates without starting a new loan application process

Image generated by AI  Loans for Pensioners in India: Complete Guide By Deepak Sharma, CFP® – Senior Credit Specialist, bringing 18+ years of retirement financing experience When Fixed Pensions Meet Rising Costs Rajesh Kumar, 68, never thought he’d need a loan in retirement. His ₹28,500 monthly pension seemed sufficient until his daughter’s wedding expenses hit

Aditya Birla Capital Business Loans: Simple Guide for Business Owners Image created by AI  By Priya Sharma, Financial Services Reporter | 12 years covering business loans MUMBAI – Small business owners in India are finding new ways to get funding fast. Aditya Birla Capital Limited (ABCL) is one of the top companies helping businesses get

Bangalore’s Gold Loan Revolution: Tech Capital Embraces Ancient Asset for Modern Finance Images are generated by AI Analysis by Financial Services Expert  Transparency Notice: This comprehensive analysis contains commercial information to help consumers make informed decisions. Readers should conduct independent verification and consult financial advisors before making borrowing decisions. Breaking: Record Growth Amid Regulatory Overhaul

Personal Loans in Bangalore: Complete Guide with Expert Insights By Arjun Krishnan, Certified Financial Planner (CFP) and Banking Industry Analyst with 15 years of experience in personal finance and credit markets.  Author Bio: Arjun has personally assisted over 5,000+ individuals in securing optimal loan products across major banks in Bangalore. He holds certifications from FPSB