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Research Information Authors: Ms. Sadiya Khudeja & Ms. Sowmya DS Publication: EPRA International Journal of Multidisciplinary Research (IJMR) Date: June 2025 DOI: 10.36713/epra22665 Research Abstract This research explores how two different generations – Gen Z (18–24 years) and Millennials (25–40 years) in India – approach the Unified Payments Interface (UPI) differently in terms of adoption, […]

India’s Economic Transformation: A Decade of Resilience and Growth (2014-2024)  Over the past decade, India’s economic trajectory has established itself as a remarkable phenomenon in global economic studies, attracting significant scholarly attention worldwide. Academic researchers Dr. Onkarnath and Dr. Deepak Kumar from Asian Business School have conducted in-depth investigations into this transformation, documenting their analysis

The Smart Money Move: How Progressive Indian Retailers Are Using Strategic Financing to Build Business Empires By CA Krishnamurthy, Commercial Finance Advisory Specialist IMPORTANT DISCLAIMER: This content serves educational purposes only and should not be considered personalized financial advice. Always consult certified financial professionals and authorized lending institutions before making business decisions. Loan terms and

The Rise of Salary Advance Apps in India: Digital Credit Revolution or Financial Trap? By Rajesh Sharma, Certified Financial Analyst and Fintech Expert India’s digital lending revolution has taken an unexpected turn as millions of salaried employees turn to smartphone apps for instant salary advances, creating a ₹12,000 crore industry that’s reshaping how urban Indians

How to Access Max Life Insurance’s New Premium Holiday Feature: A Complete Guide By Anjali Sharma, Insurance Industry Analyst with 15 years of experience covering the Indian insurance sector and former IRDAI policy advisor Max Life Insurance just rolled out a game-changing policy enhancement that lets you hit pause on premium payments when life throws

Loan Protection in India: The Rising Shield Against Financial Uncertainty When 38-year-old IT professional Rajesh Sharma suffered a severe cardiac event last December, his family in Pune faced not just mounting medical bills but the looming specter of loan defaults. The EMIs on his home loan of ₹45 lakh suddenly seemed impossible to manage—until his

Director Loans in Indian Private Companies: The Compliance Minefield That’s Triggering Regulatory Action By Rajiv Sharma, FCMA, LLB, Former Joint Director at Ministry of Corporate Affairs  Author’s Note: In my 18+ years helping companies navigate corporate governance challenges (and 7 years with regulatory authorities), I’ve seen far too many businesses blindsided by director loan violations.

Beyond Emergency Cash: Redefining Urgent Loans in Bangalore’s Evolving Financial Landscape By Rajesh Kumar, MBA Finance, Senior Financial Analyst with 15 years of experience in Bangalore’s banking sector | May 10, 2025 In association with the Centre for Financial Literacy and Consumer Protection, Bangalore Executive Summary Bangalore’s working professionals face a critical financial service gap,