Loan Protection in India: The Rising Shield Against Financial Uncertainty When 38-year-old IT professional Rajesh Sharma suffered a severe cardiac event last December, his family in Pune faced not just mounting medical bills but the looming specter of loan defaults. The EMIs on his home loan of ₹45 lakh suddenly seemed impossible to manage—until his […]
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Director Loans in Indian Private Companies: The Compliance Minefield That’s Triggering Regulatory Action By Rajiv Sharma, FCMA, LLB, Former Joint Director at Ministry of Corporate Affairs Author’s Note: In my 18+ years helping companies navigate corporate governance challenges (and 7 years with regulatory authorities), I’ve seen far too many businesses blindsided by director loan violations.
Beyond Emergency Cash: Redefining Urgent Loans in Bangalore’s Evolving Financial Landscape By Rajesh Kumar, MBA Finance, Senior Financial Analyst with 15 years of experience in Bangalore’s banking sector | May 10, 2025 In association with the Centre for Financial Literacy and Consumer Protection, Bangalore Executive Summary Bangalore’s working professionals face a critical financial service gap,
India’s Business Lending Landscape: Navigating Secured vs. Unsecured Finance Options By Amrita Patel, Senior Financial Analyst with 15 years of experience covering Indian banking and MSME financing sectors Let’s face it – in today’s fast-changing Indian economy, getting the right business funding can make or break your entrepreneurial journey, whether you’re running a small manufacturing
Digital Debt Trap: India’s Growing Crisis of Predatory Loan Apps By Ananya Sharma, Senior Financial Security CorrespondentWith 15 years of experience investigating financial fraud and cybersecurity threats The Reserve Bank of India (RBI) has identified over 1,200 fraudulent digital lending applications in the first quarter of 2025, according to its Quarterly Digital Financial Fraud Report
Understanding Composite Loans in India: Comparing Options for Consumers In India’s rapidly evolving financial landscape, homebuyers and business owners are increasingly seeking flexible financing solutions that address multiple needs simultaneously. Composite loans have emerged as a versatile option that combines different loan types into a single financial product, streamlining the borrowing process and potentially offering
Financial Inclusion Breakthrough: B Khata Properties Enter Formal Lending Landscape Lending Revolution for Previously Excluded Properties The financial landscape for owners of unauthorized properties across India has dramatically transformed this month with the introduction of specialized lending products for B Khata properties. This breakthrough finally opens doors for homeowners who’ve been shut out of formal
Financial Literacy: The Missing Key to America’s $1.14 Trillion Credit Card Crisis The entire recorded history shows that American credit card debt has reached its highest point at $1.14 trillion. As interest rates remain elevated and credit card terms grow increasingly complex, a critical question emerges: Why are so many Americans drowning in credit card
Bad Credit Credit Card Loans: Navigating Financial Options When Traditional Doors Close Read More »
Securing Home Loans with Low Credit Scores in India: 2025 Complete Guide By Vikram Desai, Housing Finance Advisor with 12+ years of experience helping families overcome credit obstacles Breaking Through Credit Barriers Low credit scores need not be permanent roadblocks to homeownership. Nearly one-third of Indian loan seekers face CIBIL challenges, yet thousands successfully
Global Markets Reel as Trump Tariffs Trigger Bond Selloff and Market Volatility By Jonathan Keller, Senior Financial Markets Correspondent | April 9, 2025 Wall Street braced for continued turbulence on Wednesday, April 9, as global markets convulsed in response to the implementation of sweeping new U.S. tariffs that took effect on April 8, with Treasury