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Building a Gold Investment Platform 2025   Comprehensive Framework for Digital Gold Investment Platforms By Rajesh Kumar, CFA, (15 years in fintech & regulatory compliance) Executive Summer The digital gold savings market in India has experienced significant growth, with increased adoption across demographics. This guide provides implementation insights for financial institutions and fintech companies considering […]

Emergency Financing in India: Your 2025 Guide to Quick Loans and Smart Borrowing Written by: Amit Kumar, Financial Consultant with 12 years in Indian banking. Former lending manager at SBI and current advisor to small businesses. Certified financial planner helping Indians make smart money decisions. Important: This information is educational only. Your financial situation is

Why Gen Z and Millennials Prefer Digital Payments Research Information Authors: Ms. Sadiya Khudeja & Ms. Sowmya DS Publication: EPRA International Journal of Multidisciplinary Research (IJMR) Date: June 2025 DOI: 10.36713/epra22665 Research Abstract This research explores how two different generations – Gen Z (18–24 years) and Millennials (25–40 years) in India – approach the Unified

India’s Economic Transformation: A Decade of Resilience and Growth (2014-2024)  Over the past decade, India’s economic trajectory has established itself as a remarkable phenomenon in global economic studies, attracting significant scholarly attention worldwide. Academic researchers Dr. Onkarnath and Dr. Deepak Kumar from Asian Business School have conducted in-depth investigations into this transformation, documenting their analysis

The Smart Money Move: How Progressive Indian Retailers Are Using Strategic Financing to Build Business Empires By CA Krishnamurthy, Commercial Finance Advisory Specialist IMPORTANT DISCLAIMER: This content serves educational purposes only and should not be considered personalized financial advice. Always consult certified financial professionals and authorized lending institutions before making business decisions. Loan terms and

Navigating India’s Quick Cash Revolution: A Banking Veteran’s Truth Authored by Dr. Rajesh Kumar MehtaFintech Research Director, Indian Institute of Banking & FinanceBanking Sector Veteran (SBI Digital Division 2018-2023) Honest Disclosure: Between 2020 and 2024, I consulted for various lending startups and established financial institutions. Everything here is based on my direct observations and research

Opinion: Why Bangalore’s Short-Term Lending Revolution is Just Beginning  The Real Story Behind India’s Silicon Valley Financing Evolution A candid analysis of what traditional banks, fintech platforms, and regulators are missing in the commercial lending space About the Author: *Rajesh Krishnamurthy, CFA, is Managing Director at Bangalore Financial Advisory Services with 22 years of experience

The Rise of Salary Advance Apps in India: Digital Credit Revolution or Financial Trap? By Rajesh Sharma, Certified Financial Analyst and Fintech Expert India’s digital lending revolution has taken an unexpected turn as millions of salaried employees turn to smartphone apps for instant salary advances, creating a ₹12,000 crore industry that’s reshaping how urban Indians

How to Access Max Life Insurance’s New Premium Holiday Feature: A Complete Guide By Anjali Sharma, Insurance Industry Analyst with 15 years of experience covering the Indian insurance sector and former IRDAI policy advisor Max Life Insurance just rolled out a game-changing policy enhancement that lets you hit pause on premium payments when life throws

Loan Protection in India: The Rising Shield Against Financial Uncertainty   When 38-year-old IT professional Rajesh Sharma suffered a severe cardiac event last December, his family in Pune faced not just mounting medical bills but the looming specter of loan defaults. The EMIs on his home loan of ₹45 lakh suddenly seemed impossible to manage—until