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One Day Late Credit Card Payment: Expert Guide to Immediate Recovery and Prevention Author: Financial Advisory TeamEditorial Review: Board-Certified Financial Planner Review Process Disclaimer: This information is general guidance and should not be considered personalized financial advice. Seek guidance from a licensed financial professional tailored to your situation.  The Reality Check: One Day Can Matter […]

How to Close Your Personal Loan Early in India: Expert Strategies for 2025 By Varun Mehta, Certified Financial Planner (CFP®) and Former Banking Executive About the Author Varun Mehta, a Certified Financial Planner (CFP®), brings over 15 years of expertise in personal finance and banking. He earned his MBA in Finance from IIM Bangalore and

Best Banks in Bangalore 2025: Your Complete Guide to Premier Banking Services in India’s Silicon Valley By Rajesh Kumar, Senior Banking Analyst & CFA CharterholderWith 15+ years of banking sector experience across RBI, HDFC Bank, and financial consultingLast Updated: July 10, 2025 Executive Summary: Bangalore’s Transformation Through Digital Banking  Bangalore’s banking ecosystem has witnessed unprecedented

Building a Gold Investment Platform 2025   Comprehensive Framework for Digital Gold Investment Platforms By Rajesh Kumar, CFA, (15 years in fintech & regulatory compliance) Executive Summer The digital gold savings market in India has experienced significant growth, with increased adoption across demographics. This guide provides implementation insights for financial institutions and fintech companies considering

Emergency Financing in India: Your 2025 Guide to Quick Loans and Smart Borrowing Written by: Amit Kumar, Financial Consultant with 12 years in Indian banking. Former lending manager at SBI and current advisor to small businesses. Certified financial planner helping Indians make smart money decisions. Important: This information is educational only. Your financial situation is

Why Gen Z and Millennials Prefer Digital Payments Research Information Authors: Ms. Sadiya Khudeja & Ms. Sowmya DS Publication: EPRA International Journal of Multidisciplinary Research (IJMR) Date: June 2025 DOI: 10.36713/epra22665 Research Abstract This research explores how two different generations – Gen Z (18–24 years) and Millennials (25–40 years) in India – approach the Unified

India’s Economic Transformation: A Decade of Resilience and Growth (2014-2024)  Over the past decade, India’s economic trajectory has established itself as a remarkable phenomenon in global economic studies, attracting significant scholarly attention worldwide. Academic researchers Dr. Onkarnath and Dr. Deepak Kumar from Asian Business School have conducted in-depth investigations into this transformation, documenting their analysis

The Smart Money Move: How Progressive Indian Retailers Are Using Strategic Financing to Build Business Empires By CA Krishnamurthy, Commercial Finance Advisory Specialist IMPORTANT DISCLAIMER: This content serves educational purposes only and should not be considered personalized financial advice. Always consult certified financial professionals and authorized lending institutions before making business decisions. Loan terms and

Navigating India’s Quick Cash Revolution: A Banking Veteran’s Truth Authored by Dr. Rajesh Kumar MehtaFintech Research Director, Indian Institute of Banking & FinanceBanking Sector Veteran (SBI Digital Division 2018-2023) Honest Disclosure: Between 2020 and 2024, I consulted for various lending startups and established financial institutions. Everything here is based on my direct observations and research

Opinion: Why Bangalore’s Short-Term Lending Revolution is Just Beginning  The Real Story Behind India’s Silicon Valley Financing Evolution A candid analysis of what traditional banks, fintech platforms, and regulators are missing in the commercial lending space About the Author: *Rajesh Krishnamurthy, CFA, is Managing Director at Bangalore Financial Advisory Services with 22 years of experience