Certificate of Deposit in India: The Ultimate 2024 Investment Guide Author: Ravi Mehta, Former Treasury Head, RBI (1995-2015) Investment Overview The Indian Certificate of Deposit (CD) market has evolved significantly, with total investments reaching ₹3.2 trillion in Q4 2024. This comprehensive guide merges three decades of banking expertise with current market insights to help investors […]
Payment Banks in India 2024: The Definitive Analysis By Dr. Amrita Singh, Digital Banking Analyst & Former Executive Director, of National Payments Corporation of India Peer Reviewed by: Prof. Vikram Mehta, Center for Digital Finance, IIT Mumbai Executive Summary This comprehensive analysis draws from our six-month study of India’s payment banking sector, including interviews with
Zero Down Payment Cars in India: Complete Guide to No Money Down Auto Financing Executive Summary According to the Society of Indian Automobile Manufacturers (SIAM) report 2024, zero down payment schemes now account for approximately 15% of new car financing in India. This comprehensive guide examines no-money-down car financing in the Indian context, supported by
Determinants of Money Supply in India: A Comprehensive Analysis Executive Summary This comprehensive analysis examines India’s key determinants of money supply, incorporating the latest data from the Reserve Bank of India (RBI) and real-world case studies. The research presents both theoretical frameworks and practical applications for various stakeholders. Introduction The money supply in India, a
Legal Actions Against Loan Defaulters in India: A Complete Guide 2024 Understanding Loan Defaults in the Indian Context According to the Reserve Bank of India (RBI), a loan account becomes a Non-Performing Asset (NPA) when: For term loans: Installment remains unpaid for 90 days For overdraft/cash credit: Account remains ‘out of order’ for 90 days
Mastering Personal Loans: The Font of Financial Empowerment: A Comprehensive About the Author Vikram Mehta, CF Certified Financial Planner with 18 years of experience in the banking industry. Former Senior Credit Analyst at the State Bank of India MBA in Financial Management from IIM Bangalore A periodical contributing writer to the Annual Financial Express and
Salary Calculator Basic Salary (₹) House Rent Allowance (HRA) (%) Special Allowance (₹) Provident Fund (PF) Rate (%) Professional Tax (₹) Calculate Salary Salary Breakdown Gross Earnings ₹0 Total Deductions ₹0 Net Take-Home Salary ₹0 Understanding the Indian Bank Salary Calculator: A Comprehensive Guide Introduction to Salary Calculation in India In the intricate landscape of
Pan Seva Kendra: The Ultimate Guide to Digital Entrepreneurship and Service Delivery in India Verified Expertise and Insider Insights from Digital Service Entrepreneurs Authored in Collaboration with Digital Entrepreneurship Experts and Aligned with Ministry of Electronics and Information Technology (MeitY) Guidelines Real-World Success Story: Transforming Digital Service Delivery Meet Rajesh Kumar, a Pan Seva Kendra
NBFC Loan Eligibility Mastery: Your Definitive Financial Empowerment Guide Expert Perspective: Understanding NBFC Lending Landscape Exclusive Interview Insight “NBFCs are revolutionizing financial accessibility,” says Rajesh Mehta, Former RBI Advisor, “They bridge critical gaps in traditional lending ecosystems.” What Exactly is an NBFC? Non-Banking Financial Companies (NBFCs) represent dynamic financial ecosystems that extend beyond conventional banking
Investment for Beginners in India: Your Personalized Path to Financial Mastery Real-Life Investment Journeys: Stories of Financial Transformation Raj’s Journey: From Salaried Professional to Financial Freedom Meet Raj, a 28-year-old software engineer from Bangalore. Like many young professionals, he started with zero investment knowledge and a modest salary of ₹75,000 per month. Raj’s financial transformation