Strategic Asset Leveraging: A Comprehensive Indian Financial Guide By CA Rajesh Kumar, CFP®, FRM Former Chief Investment Advisor at SBI, 20+ years of wealth management experience Expert Reviewed by: CA Priya Mehta, Former SEBI Advisory Committee Member Dr. Amit Shah, Professor of Finance, IIM Ahmedabad Introduction I have guided 1000+ Indian customers in financial decisions. […]
Invoice Financing and Factoring: An Expert Guide to Working Capital Solutions. By Sarah Chen, CFA, Former Director of Commercial Lending at Goldman SachsWith contributions from the Editorial Board of the International Factoring Association (IFA) Executive Summary The global invoice financing market reached $2.9 trillion in 2023 and is projected to grow at a CAGR of
Article: Government Grants for Small Businesses in India: A Comprehensive Guide Introduction In the dynamic landscape of Indian entrepreneurship, government grants serve as critical financial lifelines for small businesses, offering strategic funding opportunities that transform innovative ideas into sustainable ventures. This comprehensive guide explores India’s intricate ecosystem of government grants, providing entrepreneurs with essential insights,
The Ultimate Guide to Peer-to-Peer Business Lending in India: Top 10 Platforms for 2024 By Rajesh Sharma, Financial Technology Expert Reviewed by: Dr. Anjali Patel, Former RBI Executive Director Executive Summary India’s peer-to-peer (P2P) lending sector has grown exponentially, reaching ₹8,500 crore in disbursements by 2024 (Source: RBI Quarterly Report, Q3 2024). This comprehensive guide
Equity Financing Options: Angel Investors and Venture Capital Equity financing is a common path for entrepreneurs to explore when it comes to funding a new business, startup, or innovative project. There are mainly two types of equity financing: angel funds and venture capital funds. Both can provide crucial capital, strategic guidance, and industry connections to
The Complete Guide to Crowdfunding in India: Platforms, Regulations, and Success Strategies Executive Summary The crowdfunding ecosystem in India has undergone a significant transformation since 2020. Based on data from the National Payments Corporation of India (NPCI) and analysis by leading financial institutions, digital fundraising volumes reached ₹9,200 crore in 2023, marking a 34% year-over-year
Business Credit Cards for Startups in India: Unlocking Growth Through Financial Flexibility Introduction For Indian startups navigating the early stages of growth, access to flexible financing is crucial. Business credit cards have emerged as powerful financial tools, offering benefits such as introductory interest-free periods, rewards tailored for business spending, and opportunities to build a strong
Microfinance and Small Business Startup Programs in India: A Comprehensive Guide Introduction Access to finance is a critical enabler for India’s entrepreneurship and small business growth. Over the past two decades, the Indian government, non-profit organizations, and community-driven initiatives have established an extensive landscape of microfinance and small business support programs. The purpose of these
Digital Lending in India: Transforming Financial Inclusion in 2024 Expert Analysis by Rajesh Kumar, Former Chief Digital Officer at State Bank of India, with contributions from the Digital Lending Association of India (DLAI) Executive Summary According to KPMG’s 2024 Digital Lending Report, India’s digital lending market is projected to reach $350 billion by 2025, growing
Understanding Debt Settlement Companies in India: A Comprehensive Guide Executive Summary According to the Reserve Bank of India’s latest financial stability report (December 2023), non-performing assets (NPAs) in the retail sector reached ₹1.37 lakh crore. Debt settlement companies have emerged as crucial intermediaries, helping individuals and businesses negotiate with creditors. This comprehensive guide provides expert